Michael Koff and Associates

We are committed to helping our clients define and achieve their goals. At Michael Koff & Associates we position ourselves at the leading edge of what is possible so we can best understand and develop options to address your specific financial needs.


Over the years we have forged strong working relationships with some of the brightest and most creative financial minds in the Greater Toronto Area. We call these people our “aces” and they are the top specialists in their chosen fields. The strength of our network allows us to select from and bring in these “aces” as required to ensure optimal implementation in the achievement of your business and personal objectives.


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Michael Koff, B. Comm., CPA, CA, CFP, TEP
Owner, Michael Koff & Associates

An experienced and accomplished Chartered Accountant, Financial Planner and Trust and Estate Practitioner, Michael also possesses a deep understanding and appreciation of the owner-manager experience, having successfully launched and managed businesses himself.

Michael grew up in South Africa where he earned a B. Comm. from the University of the Witwatersrand in Johannesburg before joining Price Waterhouse in Toronto in 1976 and attaining his Canadian CA designation in 1978.

During his time with Price Waterhouse and Price Waterhouse Associates, Management Consultants, Michael gained valuable experience in many areas including owner-managed businesses, taxation, and company turnaround work, before departing the company in 1983 to blaze his own trail.

In 1984, along with two partners, Michael built a manufacturing company that served the Canadian giftware industry and learned firsthand what running a small business entailed. Two years later Michael was approached by a private equity firm to run a manufacturing business that designed and manufactured recreational and commercial hovercraft. Michael grew that company from a virtual start-up into a thriving organization with global sales before the business was sold to a Scandinavian company in 1990. Michael’s next entrepreneurial venture was the creation of a company that purchased and syndicated real estate projects, and he oversaw the management of those properties until the last was sold in 2007.

In 1994, missing the variety of clients and challenges he enjoyed at Price Waterhouse, Michael established the accounting and advisory practice Michael Koff & Associates.

Michael Koff & Associates develops and implements ‘big picture’ financial strategies and delivers advanced tax, accounting and financial services through a comprehensive planning process. These strategies and services allow owner-managers to integrate and align their life plans with their business, family, and personal goals.

The growth of Michael Koff & Associates continues to be driven by Michael’s ongoing desire to meet and exceed the expectations of clients who demand more effective, focused and personalized financial advice and solutions.

mkoff_fionaFiona Zheng, CPA, CGA

Fiona has been a member of the Michael Koff & Associates team since 2006. Fiona received a Bachelor of Mechanical Engineering degree in 1984 and qualified as a Certified General Accountant (CGA) in 2008. She has also completed the Chartered Professional Accountants of Canada’s (CPA Canada) In-Depth Tax Course (Parts I, II & III), which is the most comprehensive, practical and relevant tax training in Canada.

As our resident tax specialist, Fiona is responsible for assisting clients with their tax strategy and planning, executing complex tax and corporate reorganizations, and preparing tax returns for individuals, corporation, partnerships, joint ventures and trusts. Fiona is also responsible for the coordination and execution of our client work flow through the team, while managing and implementing the accounting and tax work for her own portfolio of clients.

mkoff_erinErin Feng, BBA

Erin joined the Michael Koff & Associates team in 2012 shortly after graduating with a BBA in Management and Finance from the University of Toronto. Committed to professional development; Erin is working towards two professional designations and is currently a level 4 CGA candidate and a level 3 CFA candidate.

Erin works closely with each of her clients to develop and manage effective tax and financial strategies, and can efficiently handle any accounting issue that she is presented with.

mkoff_tatyanaTatyana Khazova, B. Comm.
Office Administrator

Tatyana is responsible for our office administration. She also manages a limited portfolio of accounting and tax clients for whom she manages and prepares financial statements and tax returns, and provides tax planning services.

Tatyana has a Bachelor of Commerce (Honors) in International Accounting and Finance from Seneca College and is currently working towards her CPA designation.



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